Finance Solutions for Building Your Dream Home
Building a new home or completing a major renovation is an exciting journey, and having the right finance solution can help make the process smoother. At Home & Commercial Finance, we help Australians explore construction loan options tailored to their building goals and financial situation.
Whether you’re building your first home, upgrading your family home, or investing in a new project, our team is here to help guide you through every stage of the construction finance process.
OUR CONSTRUCTION LOAN SUPPORT
NEW HOME BUILD FINANCE
Helping clients explore loan solutions for building new residential properties.
RENOVATION FINANCE SUPPORT
Supporting homeowners planning renovations or property improvements.
KNOCKDOWN REBUILD LOANS
Helping clients finance knockdown rebuild projects tailored to their future lifestyle goals.
LOAN PRE-APPROVAL GUIDANCE
Helping clients better understand borrowing capacity before starting construction.
PROGRESS PAYMENT SUPPORT
Providing guidance throughout staged construction payments and lender requirements.
ONGOING SUPPORT
Supporting clients throughout application, approval, and construction stages.
FAQs
How do construction loan payments work?
Construction loans are commonly released in stages throughout the building process based on construction progress.
Do I need building plans before applying?
Most lenders generally require building contracts, plans, and project details during the application process.
Do construction loans cover both land and building costs?
Some construction loans may cover both the land purchase and construction costs depending on the lender and project structure.
Can I make changes to my building plans after approval?
Changes may be possible, but they can affect loan approval, timelines, or overall project costs depending on the lender and builder requirements.