Helping First Home Buyers Take the Next Step

Purchasing your first home is one of the biggest financial decisions you’ll make, and having the right support can make the process much easier.


At Home & Commercial Finance, we help first home buyers understand their options, navigate the lending process, and explore finance solutions suited to their needs. Whether you are still saving for a deposit or ready to purchase your first property, our team is here to guide you every step of the way.



We work with a range of lenders to help simplify the process and support you in making more informed finance decisions with confidence.

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Our First Home Buyer Support

Loan Pre-Approval Guidance

Helping first home buyers understand borrowing capacity and prepare for the next stage of the buying process.

Home Loan Options

Exploring suitable home loan solutions tailored to your financial goals and current situation.

Deposit & Budget Planning

Helping you better understand deposits, repayments, and budgeting for your first property purchase.

Government Grant Guidance

Providing general guidance around available first home buyer grants and schemes.

Ongoing Support

Supporting you throughout the application, approval, and settlement process.

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FAQs

Can I apply if I’m self-employed?

Yes. Self-employed borrowers may still be eligible for home loan solutions.

What is loan pre-approval?

Pre-approval helps you understand how much you may be able to borrow before purchasing a property.

How much can I borrow?

Your borrowing capacity depends on your income, expenses, debts, and overall financial situation.

Do you support buyers Australia-wide?

Yes. We support first home buyers across NSW and Australia-wide.

STILL HAVE A QUESTION?

Speak with our team today and tailor your goals with us.