LOW DEPOSIT HOME LOANS
Saving for a large deposit can be one of the biggest challenges when buying a home. At Home & Commercial Finance, we help Australians explore low-deposit home loan solutions designed to support eligible buyers looking to purchase a property sooner.
Whether you’re a first home buyer, growing family, or purchasing your next property, our team is here to help simplify the process and explore suitable finance options tailored to your goals.
OUR LOW DEPOSIT HOME LOAN SUPPORT
LOW DEPOSIT LOAN OPTIONS
Helping buyers explore home loan solutions designed for eligible low deposit applicants.
FIRST HOME BUYER SUPPORT
Supporting first home buyers throughout the finance and property purchasing process.
LOAN PRE-APPROVAL GUIDANCE
Helping clients better understand borrowing capacity and loan eligibility.
DEPOSIT & BUDGET PLANNING
Providing guidance around deposits, repayments, and budgeting for property purchases.
GOVERNMENT SCHEME GUIDANCE
Providing general information around available grants and government support schemes.
ONGOING SUPPORT
Supporting clients throughout application, approval, and settlement.
FAQs
Can I still apply for a home loan if I have only saved a small deposit?
Yes. Some lenders may offer loan options for eligible buyers with smaller deposits depending on their financial situation and borrowing capacity.
What costs should I prepare for besides the deposit?
In addition to the deposit, buyers may also need to budget for costs such as stamp duty, legal fees, inspections, and lender fees.
Can I use a guarantor for a low deposit home loan?
Some lenders may allow eligible borrowers to use a guarantor to help support their home loan application.
Will a low deposit affect my borrowing options?
Your deposit size may impact available loan options, repayments, and lender requirements depending on your financial situation.